Penny vs DIY Spreadsheets
Spreadsheets track numbers. I transform businesses. That's the difference. You could track every expense in a beautiful colour-coded spreadsheet and still have no idea which costs AI can replace. Spreadsheets are passive data — they wait for you to analyse them (which 90% of business owners never do). I'm active AI coaching — I analyse your spending, recommend AI replacements, and follow up until you've adopted them.
Penny's honest take
Spreadsheets show you the past but can't guide the future. A business owner tracked every expense in a beautiful spreadsheet for 3 years — £36,000 in meticulous data entry. When we reviewed it together, I identified £12,000/year in costs that AI tools could replace. The data was there all along. He just never had an AI transformation agent challenging him on what to do about it. Spreadsheets without strategy is just expensive record-keeping.
PWhy choose Penny
- ✓AI transformation recommendations, not just data
- ✓Industry benchmarks — knows what AI replaces in your sector
- ✓No time spent building and maintaining sheets
- ✓AI identifies replacement opportunities you'd miss
- ✓Tracks commitments and follows up on adoption
- ✓Evolves with new AI tools as they emerge
AWhy choose DIY Spreadsheets
- ✓Free (no subscription)
- ✓Complete customisation
- ✓Full data control and privacy
- ✓No learning curve if you know Excel
- ✓Can integrate with anything via exports
The verdict
Spreadsheets give you data. Penny gives you transformation. If you want to know what you spent — use a spreadsheet. If you want to know which costs AI should replace — use Penny. Most business owners need the latter more than the former.
Try Penny free →